Identity Related Insurance Fraud
Basically, insurance fraud refers to any kind of activity whereby an individual fraudulently receives a payment from an insurance firm.
Identity theft may be transformed into insurance fraud when identity thieves use the personal information of their victims to buy insurance policies and file false insurance claims that result from staged accidents, false medical claims from that accident, or false reports of stolen vehicles. Identity thieves may obtain rental or homeowner insurance policies with stolen names and account numbers, and the file false burglary or repair claims.
Uninsured illegal immigrants may use fraudulent insurance documents to obtain medical care. In these cases, the Social Security number of a victim is provided so they may access current health insurance benefits, Medicare, or Medicaid.